Tuesday, December 11, 2007

Contacting A Truck Injury Lawyer

By: Nick Johnson
Did you know that one out of every eight traffic collision involves a tractor trailer? Approximately one million people are involved in truck crashes each year. More than 140,000 people suffered physical injuries from truck accidents last year alone. One third of those injured suffered catastrophic damage. A truck injury lawyer knows these statistics all too well, and is equipped to handle cases, should you have the misfortune of experiencing one yourself.

There are many truck injury lawyers that specialize in dealing with any type of truck accident claim. You may have been injured as the result of a collision with a truck, and it was not your fault. A spill that resulted from a truck accident may have exposed you to toxic substances. And all too often, there have also been many fatalities related to these dreadful types of accidents. Whatever the situation, a truck injury lawyer can help you determine whether you have grounds to file a claim for compensation.

There are many pitfalls you could encounter, when it comes to a trucking accident. Truck companies involved in the accident will often send out representatives to the accident scene, to confront accident victims. This is usually a time when the accident victim is most vulnerable. These representatives are there to limit the liability of the trucking company involved. Time is of essence when it comes to truck accidents. An injured person should have their own truck injury lawyer to immediately protect their rights should a situation occur.

An experienced truck injury lawyer will be able to determine the viability of your case, and can also discuss the various legal options available to you. They know and understand the law, they know what victims legally deserve, and they also know what the insurance companies are required to provide. Truck injury lawyers can help victims complete and file all of the necessary paperwork that will move the case forward. A good lawyer will be by your side up until a settlement is received.

Truck injury lawyers also understand what your immediate goals are after going through such a traumatic experience. They will make sure medical bills get paid, make sure you do not suffer financially if you are unable to work for an extended time, and they will also make sure the insurance company pays for any future treatment related to your injury. Discuss your situation with a truck injury lawyer as soon as possible, to go over the options that may be available to you and the parties involved
Article Tags: Truck Injury Lawyer

About the Author:

Nick Johnson is lead counsel with Johnson Law Group. Johnson represents plaintiffs in many states and focuses on injury cases involving Fen-Phen and PPH, Paxil, Mesothelioma and Nursing Home Abuse. Call Nick Johnson at 1-888-311-5522 or visit http://www.johnsonlawgroup.com

Debt Collection Attorneys Beware: Debtors are Learning the Law to Fight for Their Rights

Author: Julio Martinez-Clark
As record numbers of homeowners default on their mortgages, questionable practices among lenders are coming to light in courts, leading some legal specialists to contend that companies instigating foreclosures may be taking advantage of imperiled borrowers.

In the last past weeks there have been important events unknown by many homeowners and individuals facing debt collection lawsuits. In a study of foreclosures, Katherine Porter of the University of Iowa found questionable fees on almost half of the loans and discovered that though bankruptcy laws require documentation that a creditor has a claim on the property, 4 out of 10 claims in Ms. Porter’s study did not attach such a promissory note. The second event is a court ruling on October 31, 2007 in which a federal judge in Ohio has ruled against a longstanding foreclosure practice, potentially creating an obstacle for lenders trying to reclaim properties from troubled borrowers and raising questions about the legal standing of investors in mortgage securities pools. The third event is another ruling on November 15, 2007 by a federal judge in Ohio who has given lenders 30 days to prove that they own the promissory notes on the properties they intend to seize from troubled homeowners in 27 other cases. In a fourth event according to the New York Times article dated November 28, 2007 and titled "Foreclosures by Lender Investigated," the federal agency monitoring the bankruptcy courts has subpoenaed Countrywide Financial, the nation’s largest mortgage lender and loan servicer, to determine whether the company’s conduct in two foreclosures in southern Florida represented abuses of the bankruptcy system.

The sighting of a robin does not make a spring, nor do the actions of four judges constitute a trend. Nevertheless, the fact that some courts are taking a harder look at foreclosure practices may foretell a shift in attitudes. In the fourth event involving Countrywide, there is every indication that Countrywide was not alone in the practices at issue. So what makes this story interesting is that it is another example of a subtle shift in power in the judicial system. The plaintiffs have considerably more resources than the mortgage holders (the homeowners), most of whom cannot mount a fight; but judges may be starting to recognize that that power imbalance has led many banks to be sloppy, presumptuous, and at times extortionate, and at least a few jurists are holding their feet to the fire. In this case, the issue was charges Countrywide added to mortgage balance in two bankruptcy filings. When the borrowers objected, Countrywide did not appear at the hearing, leading the judge to remove those costs. Countrywide's failure to respond piqued the interest of the bankruptcy trustee, leading to the investigation. Note the judge ruled against Countrywide's objections to trustee's subpoenas.

The media needs to bring to the public eye that It has long been a common practice for lenders to bring foreclosure proceedings without attaching proof of ownership of the underlying note. Tracking down such documentation may be more challenging because of securitization, the pooling of mortgages into trusts that are subsequently sold to investors.

The proliferation of legal education books and events such as the ones named above are a waking call for the lending and legal industries; thus making the job of a debt collector attorney more difficult after enjoying decades of easy judgments against individuals who don’t know their rights. As Ms Porter’s study suggests, if one were to carefully analyze debt collection cases, one would probably discover that many of them lack legal standing due to insufficient proof of claims. The amount of debt collection void judgments in our courthouses is perhaps so vast, that it’s almost impossible to estimate how many there are. If every void judgment were vacated with damages, the whole financial and legal system would crumble perhaps representing an unprecedented shift in wealth.
Article Tags: Foreclosure, Debt Collection, Consumer Rights, Countrywide
About the Author:

Julio Martinez-Clark has a Bachelor’s degree in Electrical Engineering (B.S.E.E), a Master of Business Administration (M.B.A.) and extensive domestic and international business experience in the telecommunications and real estate industries. He is the author of a book titled “How To Legally Beat Debt Collectors” available at www.Beat-Debt-Collectors.com and soon at major bookstores. Mr. Martinez-Clark also publishes an informative newsletter called "The Truth Report" available at his website www.juliomartinezclark.com in which he exposes the truth about several life topics (money, law, health, etc), news and general information that you likely won't see in the mass media. If it’s in the media, it’s probably not important for you to know it.

Let a Mesothelioma Lawyer Help

Author: Nick Johnson
When a person begins to experience mesothelioma symptoms and ultimately receives a mesothelioma diagnosis, he or she is often quite devastated. Mesothelioma is a form of cancer that comes from exposure to asbestos, but it does not have to belong only to those that work with asbestos for many years.

It can also occur in family and friends that are exposed to the person who worked with asbestos. This often brings feelings of guilt to that person if his or her family members are afflicted. In addition, many people are not sure what they should do next, and they often feel lost after a mesothelioma diagnosis.

Contacting a mesothelioma attorney, though, is a good next step. This allows someone with knowledge and experience to take over the case and work to get compensation for the injured party and his or her family. Only through this kind of help from a mesothelioma lawyer can an individual that has received a mesothelioma diagnosis actually expect to receive compensation that is fair and just.

Companies that used asbestos extensively in the past are not simply going to hand over money to individuals that were "wronged" by this, and some of these individuals that do get sick will not do so for 20 to 50 years, making many companies argue that asbestos did not cause the problem. A mesothelioma lawyer can provide proof and court cases to back up claims of asbestos and the mesothelioma connection.

Mesothelioma is very specific to asbestos exposure, unlike other cancers that are caused by many different variables, and sometimes seem to be completely random, occurring in people that have no risk factors for them and no behaviors that would predispose them.

This makes it very difficult to argue that mesothelioma symptoms were caused by anything other than asbestos exposure. Despite this, companies that used asbestos in the past still fight to try to avoid paying out a lot of money to those that may be sick now, and a mesothelioma lawyer is needed if a person attempts recovery.

Through hiring a mesothelioma lawyer, years of skill, education, and experience can be taken to the courtroom, and most of these attorneys do not charge their clients anything unless they win the case.

Because of this, a person can safely find the right mesothelioma lawyer for him or her and receive compensation for the damage done by asbestos exposure without having to worry about out-of-pocket expenses.

Article Tags: Mesothelioma Diagnosis, Mesothelioma Symptoms, Mesothelioma Lawyer, Mesothelioma Attorney

About the Author:

Nick Johnson is lead counsel with Johnson Law Group. Johnson represents plaintiffs in many states and focuses on injury cases involving Fen-Phen and PPH, Paxil, Mesothelioma, maritime injury, and Nursing Home Abuse. Call Nick Johnson at 1-888-311-5522 or visit http://www.johnsonlawgroup.com

Mississippi State Foreclosure Law Summarized

Author: alexander thomas
It involves filing a law suite to obtain a court order. This is done when no power of sale is present in mortgage/deed. Once foreclosure is declared, property is auctioned off to highest bidder.

Non-Judicial Foreclosure in Mississippi:

Non-judicial foreclosure is conducted only when power of sale clause exists in deed of trust/mortgage. This clause allows borrower pre-authorizes the sale of property to pay off the balance loan in the incidence of their default. In such cases power is given to lender to sell the property by himself or his representative who generally referred as trustee. Guidelines for such procedure are mentioned under “Guidelines for power of sale foreclosure”.

Guidelines for power of sale foreclosure
If the deed of trust/mortgage contains a power of sale clause with specified time, place and terms of sale, then it should be followed.

Otherwise foreclosure is carried out as follows:
The trustee needs to record a notice of sale with the borrower’s name, lender’s name and date/time/place of the sale in county where property is situated. Same notice should be put up at courthouse door of the same county. It should be published once a week in local newspaper of the county for consecutive three weeks before the sale. The borrower can stop the sale at any point of time by clearing the debt plus costs & fees. The sale is conducted by trustee between 11 a.m. to 4 p.m. at the courthouse. In the case of a surplus, the additional amount is dispersed to any other affected secondary lenders.

This is legal information; it should not be treated as legal advice.

About the Author:

For more information:

http://www.entrusthome.com/31-stop-foreclosure-mississippi.php

personal laws