Tuesday, March 4, 2008

Proving The Law of Attraction

Submitted by bethandlee
These days, in order to prove an existence of anything, there has to be some physical evidence of some sort to be deemed "scientifically tested."

With gravity, while we can't actually see its force with our eyes, it is obvious that it exists because the undeniable result is "what comes up, must come down." First we see the object hanging from the tree, and the next thing you know is has dropped to the ground. This is physical evidence of the action of gravity. With electricity, while we can't see with our eyes the movement of the electricity, we realize the physical evidence when the light turns on. So how does the Law of Attraction fit into all this? Is there truly physical evidence that the Law of Attraction exists?

In this physical world, we agree with the theory of levels of assurance based upon evidence. The more evidence that we have, we are more assured of the theory. And when we finally decide that there is enough evidence, then we upgrade theory to fact. We acknowledge whatever it is as a fact even when it is not completely understood or 100% certain. This is how many scientific theories work. Even the theory of evolution is just that: a theory. But it is an accepted theory.

The Law of Attraction is a theory. It has been tested by many individuals through time, and they have said that they made their fortunes by using the Law of Attraction. There are true stories, time and time again, reporting that when certain individuals decided to start practicing the Law of Attraction intentionally, their lives changed and they became who they dreamed about.

Andrew Carnegie practiced the Law of Attraction intentionally and we all know the fortune that he had. In comparative dollars, he was twice as rich as Bill Gates. Of course, it wasn't just about his fortune. He practiced all the 'rules' within the Law of Attraction to create an incredible life for himself and those around him. He was so excited with his success that he asked Napoleon Hill to conduct a study over a span of twenty years focusing on individuals who had made their dreams come true, and to see if the Law of Attraction was used in their lives to attain their dreams.

Of course Napoleon Hill did his wonderful LOA study and there was overwhelming evidence that each individual had used the theory of the Law of Attraction. There were hundreds of men who had made their fortune through the theories of the Law of Attraction. Isn't that enough evidence? So many different people through out history have proven this theory time and time again: Walt Disney, Henry Ford, Bill Gates, Oprah Winfrey, Eleanor Roosevelt, the actor Jim Carrey, Ellen Degeneres… The list is practically endless.

The Law of Attraction may not be the law of gravity or the law of electrical transference, but it is just as real and is a law that can truly be used to improve human life conditions. The Law of Attraction theory is here for us to use just like the many other theories of the scientific world, and it is just as real as those.

The Law of Attraction isn't a magic pill but a very real part of the Universe that can help you attain the life you want and deserve.

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Beth and Lee McCain are full time instructors and lecturers in applying the Law of Attraction, or better known as the Secret, in your life to attain whatever you desire. They have a great radio show on Youtube that is both entertaining as well as informative on the subject of the Law of Attraction. For Beth and Lee products and services please visit: Beth and Lee McCain Law of Attraction Web Site

US Bankruptcy Laws

By Gabriel Rise
They are entitled o payment forthwith. They have an unassailable right to be paid out of the assets of the debtors. From the scenario, many of the original settlers in Texas were debtors fleeing from creditors in other states because Texas bankruptcy laws generously protect a debtor's "homestead" from being seized by creditors. In order to discuss about these facts The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, the changes in the bankruptcy code, debtors and creditors right has to consider here.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, provides few facilities that limiting state homestead exemptions to $125,000 in equity for homesteads owned for three years and four months that is less than 1,215 days. To do that they has to face two objective tests. A means test and median income test determine chapter 7 cases to protect fraud. By applying these tests court decides period of time to reduction of debts. If bankrupt income more then the test applies then he has to pay compensation for perpetrated fraud.
Debtors can protect their asset by investing them in a housestead. Debtors get opportunity to hide from creditors. However, may be congress considering policy grounds to introduce this law. May be the Texas homestead exemption Act tried to give protection for the wife and children. It is very common for a wife with young children to be faced with eviction in circumstance where the realization of her beneficial interest will not produce enough to buy a comparable home in the same neighborhood, or indeed elsewhere. And if she has to move elsewhere, there may be problems over schooling and so forth. Such circumstance engendering natural sympathy, may be they considering these issues before passing the law. Therefore, Texas homestead exemption Act, provides exemption taxes, several Code provide insurance facilities, current wages.
In addition, when a settler began bankrupt, family members may claim for beneficial interest in the homestead under a resulting or constructive trust. If wife has made a direct contribution to the purchase price, three possibilities exist. The money could have been intended as a gift, loan, and beneficial interest in the homestead to bankrupt. May be wife has indirect contributions to purchase of the homestead. For a constructive trust to arise three conditions must be satisfied. However, court follow the new rule but there has few loopholes.
The law of mortgages has particularly concerned itself with the need to protect the mortgagor from harsh and unconscionable transaction. Equity has always stressed the security aspect of the transaction and has developed rules to protect the mortgagor equity of redemption. May be court considering these issues that in equity mortgagor’s has right to redemption on date, if it not possible for him proper notice must serve.
Some of those around the table, advocate the Texas homestead exemption, and argue that provide a debtor to make a fresh start. To impose these Credit Counseling Agencies resolve the financial problem of debtors to avoid bankruptcy. Theoretically, it can be said that it is really a fresh start but practically here is a great chance to commit fraud to invest for homestead and file for bankrupt. Creditors may suffer several problems to bind by these acts. To avoid these kinds of problem it should need to be amended. In case of spouse, it should in exceptional cases.

About the author:
Gabriel Rise has been experiencing in research paper and essay writingfor several years. Now she is consulting writers and customers on essay writing.

Article Source: http://www.Free-Articles-Zone.com

Bankruptcy Lawyer Dirty Secrets

By Robert Skrob
The field of bankruptcy law has exploded in recent years, even though the process of filing for bankruptcy really only involves filling out a few forms. Misconceptions, frightening news articles, and misleading advertisements put out by many of the firms now specializing solely in bankruptcy law have convinced the average consumer that they absolutely must hire an expensive attorney in order to get rid of the money they owe.

Even if the client has an above-average number of questions or a combination of income, debt, and assets that are more complicated than most, an experienced lawyer should be able to handle a bankruptcy claim from start to finish in a matter of hours. Some honest legal professionals only bill their clients for this small amount of work, but the majority charges a minimum of $2,000 for a basic filing. In fact, in some areas, rates can skyrocket as high as $10,000 for a single case!

These inflated prices have actually driven many of the honest attorneys out of bankruptcy altogether, because once a client has been convinced that bankruptcy should cost them thousands of dollars, they are naturally wary of hiring anyone who charges much less.

Filling out bankruptcy paperwork is so simple in many cases that attorneys have their secretaries fill it out. Yet the field has created so much money for certain greedy lawyers that instead of letting their clients know this, they instead pocket the cash and stand back and watch while bankruptcy filings needlessly get out of control.

No matter what circumstances brought you into your current financial situation, declaring bankruptcy should never be a first choice when trying to deal with high levels of debt. Especially after taking into account high attorney fees and new credit-card-friendly laws, it would be much better for you in both the short-and long-term if your financial difficulties are handled out of court.


About the author:
Individuals everywhere, looking to get out of debt and begin investing can turn to the debt aide organization National Association of Responsible Lending and Investment at http://www.NARCLI.org. You may reach debt relief and investment experts via email to Question@NARCLI.org.


Article Source: http://www.Free-Articles-Zone.com

Texas Bankruptcy Laws for People in Severe Financial Difficulties

By Muna wa Wanjiru
There are many methods that you can use to clear yourself of the many debts that you have. These methods can include going to bankruptcy courts, but you will need to know what is recommend for the bankruptcy courts in your state. The Texas bankruptcy laws of 2005 require that you go through with credit counseling before you apply for bankruptcy.

The Texas bankruptcy laws have incorporated this new bankruptcy act in their laws about debtors and creditors. In this law you will have to attend a court approved credit counseling agency sessions for at least 6 months before you can receive a certificate that will let you to apply for a bankruptcy hearing.

Once you are certified from the counseling agency to begin the process of bankruptcy you should contact a bankruptcy lawyer. This person will have to give you a means test. This means test is part of the new Texas bankruptcy laws.

The means test will determine what your financial status is so that you can apply for chapter 7 or 13 of the bankruptcy code. Depending on the means test and if you have less than $6000, after monthly living expenses, rent, food, loans and medical bills, have been deducted from your income for the next 5 years then you can qualify for chapter 7.

Otherwise you must apply for chapter 13 bankruptcy from the Texas bankruptcy laws. For chapter 13 you will need to have your repayment plan with all of the repayment details stated clearly. This should be given to the court so that they can look it over.

This way the court will be able to see if you are sincere in your desire to repay your debts. Once the court is sure that you will be able to repay all or most of your debts that you have owing, you will be able to file for chapter 13 bankruptcy.

Once the bankruptcy process for both chapter 7 and 13 has begun you will need to gather the various paperwork and documents that you need. This paperwork is required by the Texas bankruptcy laws.

The documents that you should include for your bankruptcy declaration will include an itemized list of your current income sources, the major financial transactions that you have carried out for the last 2 years, and your monthly living expenses.

You will need other items to satisfy the Texas bankruptcy laws act. The secured and unsecured debts, along with any property and assets that aren’t exempt for the Texas bankruptcy laws must be handed with the title deeds.

Once this information has been handed over to your bankruptcy lawyer you can file for bankruptcy. The Texas judicial courts will issue an automatic stay order against your creditors. This will allow you to pay these individuals over a court defined period of time.

The Texas bankruptcy laws are designed to help people in severe financial difficulties. This aid will allow you settle your debts and have a fresh start.

About the author:
Muna wa Wanjiru is a web administrator and has been researching and reporting on internet marketing for years. For more information on Texas bankruptcy laws, visit his site at TEXAS BANKRUPTCY LAWS

Article Source: http://www.Free-Articles-Zone.com

Ohio Bankruptcy Laws and the Framework of the Bankruptcy Code

By Muna wa Wanjiru
Every state in the US has ways of dealing with bankruptcy. These ways revolve around the framework of the bankruptcy code but they are defined by the parameters of the state. The Ohio bankruptcy laws have been amended so that the new laws for bankruptcy which were introduced in 2005 are included.

In these new Ohio bankruptcy laws you will need to go through a credit counseling session at an approved counseling agency for at least 6 months before you file for bankruptcy.

You will also need to go through with a financial management instructional course after you have filed for bankruptcy in Ohio. Before you can start the process of bankruptcy filing Ohio bankruptcy laws require that you gather all of the documents that are needed for your bankruptcy case.

These documents will include an itemized list of your current income sources, your monthly living expenses, any major financial transactions for the past 2 years, your secured and unsecured debts, your last 2 years tax returns, any outstanding loans, along with any unexempted property and assets and any title deeds must be handed over to your lawyer.

Once the paperwork has been completed you can talk with your lawyer and apply for bankruptcy. Ohio bankruptcy laws needs you to complete a means test before you can apply for a chapter 7 or chapter 13 bankruptcy.

If you qualify for chapter 7 bankruptcy you can hand over your entire assets to the bankruptcy trustee. This person will liquidate these assets and pay the outstanding money to your creditors.

Once this money has been paid and your debt has been completed the Ohio bankruptcy laws will need for you to produce a certificate from the government approved agency. This certificate will state that you have attended their financial management instructional course. Your debts and other financial problems that arose due to your problems will be declared as being cleared.

The other bankruptcy chapter that Ohio bankruptcy laws allows you to go through with is that of chapter 13. In this chapter you are provided with the means to pay off your debts while you still keep your assets and property that have not been written to your creditors.

In this chapter of the bankruptcy code you have a period of 5 years to discharge all of your debts. These debts will be discharged according to a court approved plan. When this repayment has been finalized and you have gone through with the financial management instructional course the Ohio bankruptcy laws will declare that your debts are finished.


About the author:
Muna wa Wanjiru is a web administrator and has been researching and reporting on internet marketing for years. For more information on Ohio bankruptcy laws, visit his site at OHIO BANKRUPTCY LAWS

Article Source: http://www.Free-Articles-Zone.com

personal laws