Monday, June 2, 2008

Californias-health-insurance-laws

By: Thomas Henry

Today medical treatments, therapies and medicines are much needed for every one of us, due to the kind of work and busy schedules that a person follows and that create a lot of stress. Improper lifestyles, environmental conditions, lack of exercise, stress and genetic disorders are some of the few factors that lead to sickness and physical disorders. Most of the people may think that investing lot of money on the health insurance is not at all useful. But many of them don't know that the advantages of a good medical policy. Health insurance law varies from state to state and mainly to regulate the practices of the insurance provider of each and every state. One of the excellent insurance policies is California Health Insurance Company, They provide excellent features and very strict in rules wise. It is very important for us to take the right step in right way.

Some organizations provide health insurance to their employees, if there are more than a particular number of workers. But some of them member in the organization doesn't want to have health insurance rather they go for COBRA plans (Consolidated Omnibus Budget Reconciliation Act) to get benefits for the people who loose their plans. But this plan is very costlier than the group health insurance plan than the individual health insurance plan, this plan also covers retires. It has been passed by the Congress.

As there are increasing number of uninsured in California because of the great immigration flow in the state. And due to this the California Health Insurance Act was introduced in 2003 to provide the insurance to many employees as possible and also for their family members.

And in 2005 to provide the people in that state with cheap health insurance coverage, the California Health Insurance Reliability Act, (CHIRA) was passed. This helped a lot of people from the lower-income groups. And in 1996 The Health Insurance Portability and Accountability Act (HIPAA) was passed by the California state to see that in case of termination or change of job, the employee's and their families insurance coverage still remains intact.

All the important information regarding health insurance laws of California are provided to the common people by the State Health Department of California.

Article Source: http://www.acmearticles.com


www.InsuranceDX.com

The-science-behind-the-law-of-attraction

By: Dick Ingersoll

Since the movie The Secret came out, people across the world have taken a fascination with the Law of Attraction. The Law of Attraction states that we manifest reality through our thoughts and intentions. But does this "law" have any scientific confirmation?

Currently, the most misunderstood branch of science is quantum physics. Quantum physics investigates the fabric of our reality and attempts to explain how the micro affects the macro. Quantum physics is still largely immature, as we do not have the tools yet to see deep enough (small enough) into matter to know everything. However, what has been revealed so far is more than enough from which to grasp a practical understanding of the Law of Attraction.

One of the most intriguing discoveries of quantum physics is that matter behaves like a particle or a wave. Let me explain. A particle is solid matter - it is limited to being in one place at a time, and you can always identify its location. A wave, however, is not a finite point. The definition of a wave, as it relates to physics, is as follows: a progressive disturbance propagated from point to point in a medium or space without progress or advance by the points themselves, as in the transmission of sound or light. Sound confusing? Don't worry, you don't have to understand that, just realize that waves are not finite. Light and sound are examples of waves.

Now what quantum physics found is that when firing very small particles called electrons through two slits, if the electrons were observed while going through the slits, then they acted as particles. Each electron picked one slit, went through it, and hit the screen on the back. The result after firing hundreds or thousands of these was a two-slit pattern. However, if the electrons were NOT observed while going through the slits, they created a large interference pattern on the screen behind, which is the pattern caused by a wave. In addition, the pattern showed interference from the slits, which further proves that the electrons passed through the slits as a wave, and not as solid particles.

So what does that mean for us? When you consider the fact that electrons and other small particles are what our entire world is built out of, the implications are enormous. An observer actually alters objective events on a subatomic level. Our act of observation, thought, and emotion affect the world. When scientists attempted to watch an electron and decide where it would go, they found that wherever the observer anticipated it would show up is where it would show up. The implications of this are equally huge - our expectations, thoughts and beliefs literally form the world around us on a subatomic scale!

Obviously, the ability of our thoughts and beliefs to alter and create reality is precisely what the Law of Attraction is teaching us. Now that you have a little scientific background, maybe you can put your current beliefs aside and try it out. If someone told you that you could have everything you wanted, would that at least be worth giving it a try? Suspend your disbelief, and be amazed!

Article Source: http://www.acmearticles.com


To learn more about Dick Ingersoll's research and tips related to the areas of metaphysics, philosophy and spirituality, go to: Applying the Law of Attraction Library

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