Tuesday, May 27, 2008

Downey-social-security-lawyers:-at-your-service

By: Jean Kuda

Downey is a city situated in southeast Los Angeles County, California, 21 km (13 miles) southeast of downtown Los Angeles. It is named after John Gately Downey, a former Civil war governor of California, when he subdivided land he procured between the Rio Hondo and the San Gabriel River. According to the current census, it had a total population of 107,323.

With the total population, there were 33,989 households out of which 41.8% had children under the age of 18 living with them, 15.8% had a female householder with no husband present and 8.1% had someone living alone who was 65 years of age or older.

Can you just imagine the devastating effects it could bring to the family if the head of the family has been disabled or can no longer work because of old age? Lucky if they are covered by Social Security.

But how about those who are covered but whose claims are rejected? Isn’t it harder for them to have hoped that when uncertainties happen or when retirement comes they have something to depend on financially but when the need arises the Social Security Administration (SSA) just deny their claims? At this point, Downey Social Security lawyers can make a big difference.

The residents with Social Security problems can easily find the best and experienced Social Security lawyers who can help them navigate their way through the difficult and often confusing Social Security laws. This will assure them of a faster approval of their claim under the system.

And not only that, these lawyers will guide claimants every step in their application for benefits. This is because 70% of claims presented before the SSA are denied as early as the initial stage - Lucky for those whose claims are reconsidered upon appeal but what about those that are not?

Therefore, it would seem that is an advantage to engage the services of a lawyer as early as the initial stage to have greater chances of the claim from being approved.

Of course, it does mean that when the case is denied at the initial stage, the applicant is left without recourse. The applicant can have any of the following remedies:

• Ask for a reconsideration

• File an appeal 60 days from denial

• In case of unfavorable decision by the judge, appeal before the Commission

The above steps will usually take time. It will take a while before one can finally enjoy the benefits under the system. The lesson is simple, have someone who is knowledgeable on this field. Do not commit the mistake of filing a claim on your own, as this will entail unfavorable outcome.

The unfavorable outcome of denial of the application would mean another burden for the applicant himself/herself and his/her family. It is like an added insult to an injury. The devastating effects of unemployment due to disability or old age will greatly have an impact to the financial stability of the family.

The family’s welfare should never be compromised due to not employing a lawyer at the onset. Thus, consult Downey Social Security lawyer for sound advice and assistance.

For an increased possibility and faster approval of your Social Security claims, log on to our website and learn how you may contact our Downey lawyers.

Article Source: http://www.acmearticles.com

Pursuing-social-security-claims-with-rolling-hills-lawyers

By: Jean Kuda

Rolling Hills is a city in Los Angeles County bordered by the Rolling Hills Estates to the north and Rancho Palos Verdes on all other sides. As of the recent census, the city population was 1,871. It is the 21st richest place in the United States and fourth for places with a population of at least 1,000.

It is a private, gated city atop the scenic hills of Palos Verdes. Incorporated in 1957, it maintains a ranch character with an enduring respect for the natural surroundings, with no traffic lights, large spaces between houses and wide equestrian paths along streets.

In a rich city like Rolling Hills, Social Security problems will surely arise. When they do, Rolling Hills Social Security lawyers are just standing by to help you with the complex and often frustrating procedure of applying for and obtaining Social Security benefits.

Claims under Social Security may be pursued with or without a representative. However, when filed with a representative, preferably a lawyer, the claimants will definitely have a higher percentage of winning their claims rather than in pursuing it alone.

This is because upon application necessary paper works must be submitted - and if it does not convince the Social Security Administration then the claim will be denied at the onset.

So if you doubt the weight and believability of your paper work for your social security claim take some advice and look for qualified assistance right away.

Denial at the Initial Stage does not deter you from further enforcing your claim. You may file a request for reconsideration. Denial of the request may be expected at this stage. In fact, 80% to 85% of claims for reconsideration are denied.

Denial of the request for reconsideration does not put an end to your claim. You can ask that your case be heard by a Judge. Again, this may be done with or without a representative.

Then again, it is better to go to court with a representative as to do without will expose you from further partiality.

For example, the judge, upon seeing you alone and without any knowledge of court procedure, will not be hesitant to deny your claim.

Undeniably, the role of a Rolling Hills Social Security lawyer in your claim is necessary not only to facilitate a faster claim but also to guide you in navigating through the intricate legal process.

However, this should not be understood to mean that the assistance of a lawyer would surely bring positive results on your claim. Of course, Social Security lawyers are not insurers of your claim’s approval. There are times that even when assisted by a lawyer denial may still result.

Engaging the services of a lawyer in your social security case can surely spell a difference between approval and disapproval of claim for benefits. You will for sure put a good fight when you appear prepared before the administration or judge.

With this in mind, determining the issue of representation and the representative to handle your social security case is not simple task. You must think several times before filing your claim unprepared or unrepresented.

For immediate response to your Social Security concerns, employ the aid of our Rolling Hills lawyers. Just log on to our website and avail our free case evaluation services.

Article Source: http://www.acmearticles.com

Glendora-lawyers:-social-security-claims-advocates

By: Jean Kuda

Glendora is a city located in Los Angeles County, California. It is bordered by Azusa to the west and San Dimas to the east. Located on the southern part of the San Gabriel Mountains, modern Glendora was established on April 1, 1887 by George D. Whitcomb. As of the recent census, the population is estimated at 51,608.

Glendora residents just like other individuals are often faced with Social Security dilemmas. When they do, they can always turn to Social Security Glendora lawyers for help.

Applying for benefits under the Social Security rules is a complicated and often lengthy process. Its intricacy is manifested by the fact that most claims are denied at their initial stage. In fact, 75% of the claims are denied at the onset while 80% are denied on reconsideration.

As SSA is not an advocate of claimants, claims presented before it are not approved immediately but they are scrutinized and strictly assessed. Hence, it is advisable to hire a lawyer prior to filing your claim with the Social Security Administration (SSA) for greater chances of approval in the initial application stage or at the hearing level.

Claimants must always be prepared with the necessary documents and proper representation when applying before the SSA because the risks of possible denial are high. However, there are times that even with proper representation claims are still denied. In case of denial, do not be upset as this usually happens.

Denial of the initial claim will entitle you to the filing of a request for reconsideration. The reconsideration may be denied as well. Again, do not panic. When it happens, you will have the right to request a hearing before an Administrative Law Judge. Normally, the claim is forcefully heard before the claim is approved.

During the hearing, claimant is asked to present documents such as medical records. Claimant is also asked to testify. Getting a schedule for hearing is difficult however; there are ways on how to get a hearing schedule faster.

• Send a Dire Need letter to the Hearing Officer. This letter points out the severity of the claimant’s financial circumstances such as danger of losing access to medications, danger of eviction or foreclosure.

• Congressional Inquiry - Such inquiry will normally involve a congressional staff member either calling or writing the hearing office on behalf of the social security claimant.

Once the claim is approved, Social Security provides for three distinct types of benefits for workers and their families:

• Retirement benefits for retirees who have worked for at least 10 years

• Disability insurance

• Survivors’ benefits

The approval of your Social Security case is very important not only because of the basic financial support the system grants, but also because of the medical care that it provides under the Federal Medicare program after you win your case.

Undeniably, winning your case can make a lot of difference between homelessness and no medical care, and having an assurance of a monthly monetary benefit payment and life-saving medical care. Delay from entitlement to said benefits is the least of your concern.
Hence, you must be properly represented by someone who knows the system and its procedure by heart. Seek the aid of a Glendora Social Security lawyer now and increase your chances of acquiring the benefits that you deserve.

For your other inquiries about your Social Security benefits applications, visit our website and learn how you may secure legal advice from our Glendora lawyers free of charge.

Article Source: http://www.acmearticles.com

Lawsuit-loans-what-are-they

By: lazy submit

Lawsuit loan is a term that refers to the practice of an individual or company advancing money to plaintiffs in personal injury, liability or some other form of civil action seeking financial compensation. Lawsuit loans provide money to pay bills and maintain your household while awaiting your court settlement.

Not really a loan in the classic sense, a lawsuit loan is an advance of funds to the plaintiff which is to be repaid upon a financial award when the case is settled. Lawsuit loans can be used for personal purposes or for legal fees if your attorney is asking for a pre-settlement payment.

Perhaps the most unique feature of a lawsuit loan is the fact that it must be repaid only if the lawsuit settles in the plaintiff’s favor. If the sum awarded the plaintiff covers the loan, then the lender has first call on use of the settlement. If the cash award provided by the court isn’t enough to cover the loan, no further payment is required from the plaintiff. And if the case is decided against the plaintiff, resulting in no cash award whatsoever, there is no obligation to repay the lawsuit loan.

Because of the risk involved in loan repayment, lawsuit loans are really more like a venture capital investment. The lender is betting that the plaintiff will win an award substantial enough that the loan will be repaid. These loans are expensive, and most lenders are candid about that fact.

Before accepting any proposed loan, a lawsuit lender will review the legal case in detail, in order to determine whether the case is winnable and if so, how much the settlement is likely to be worth. Reviews of this type for personal injury and liability cases (such as a slip on a supermarket floor) are based on hundreds of settlements for similar cases that have preceded the case under review.

The repayment schedules for this type of legal funding are usually based on monthly schedules. Lawsuit lenders prefer the term "growth rates" to "interest rates," but with a monthly schedule the two are nearly identical. 'Growth Rates' vary based on the type of suit. They are lower for auto accidents, higher for medical malpractice, different again for cases that settle pre-trial.

As an example, one firm advertises a "growth rate" for an auto accident case as somewhere between 2.50% and 3.99%. These rates are calculated monthly, so in the second month the growth rate will apply to the principal plus growth rate accumulated in the first month.

Some firms also offer a flat rate, also based on time. If a case takes up to six months, the repayment cost is 1.4 times the loan. If the loan is $5,000, the repayment cost is $7,000. If the case takes between seven and twelve months, the multiple is 1.6, meaning that repayment cost is $8,000. It’s a costly option, but with no risk it’s a good choice for a plaintiff with no other sources of funds.

Article Source: http://www.acmearticles.com


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