Tuesday, May 6, 2008

Moving On And The In Laws After Divorce

By: Shane Woods

Getting divorced is hard any most people that have to go through it. It is a time that is considered very sensitive for most. This is not something that many people look forward to and in fact it can be something that is very disruptive to their lives. This is especially true when it comes to dealing with the in laws.

When you are dealing with the divorce and all the family members that you are now going to be divided from, you will have to take a well thought out approach to it. You may or may not be having a good relationship with them. It is hard to figure out what you are able to do and what is right. You need to dig down deep inside yourself and figure out what type of person you are going to be.

If your in laws have never done anything wrong to you, you owe them respect. You do not need to sever your ties with them just because you and your ex do not get along anymore. In fact, many people still see their in laws on a regular basis because of children that are involved or just because they have a special relationship with them. You do not have to make this time a difficult one and in fact it can be good for everyone involved.

You should make sure that you are communicating with your in laws right from the start. If you have a good relationship make sure that you are expressing your love towards them. You want to them to know that you still value their love and you still want to be part of their lives. You need to make them aware that you have no intentions on ending the relationship with them just because you and your ex cannot stay married.
If you are someone that has a rough and rocky relationship with your in laws it may be better to end the relationship at least to some degree. You may still have to see them from time to time especially if you have children that they need to keep in contact with, but you do not have to make the visits long or get too involved with the meetings. You can simply consider them acquaintances and you will not have to waste your time trying to be nice to someone that you do not like.

You will see when you are in the middle of a divorce that most of the time the other person's family is on their side. However, in some cases, you may not have to worry about this problem. You may be able to have a fair and calm divorce and this will allow everyone to remain friends. This is something that is defiantly a good thing when it is achieved and it is something that will make both families a little more at ease for all types of family functions.

You need to keep your best interest at heart and the interest of your children as well. If you do have children and you are getting divorced, you need to make sure that you are not taking them from their grandparents and extended family. They did nothing wrong and do not deserve to be punished for any reason. However in some cases, it is no a good idea for the children to be around the in laws. You have to make sure that you know the facts and keep in mind what is best for everyone. You will see that when you do this and if you do make an effort, you will have less tension and live a more peaceful life.

Article Source: http://www.articlesauce.com


For more information on Divorce Help you can also find more information on getting a Divorce Attorney.

Doctors, Lawyers, Stock Brokers - All Glamorous Professions?

By: William Smith

Well, most people probably wouldn't put stock brokers up there with doctors and lawyers, but brokers do enjoy a high social status. This is one reason why a lot of young people today want to become stock brokers.

And while brokers don't have to go through years of medical or law school, they do face some rigorous examination.

Educational Requirements for Stock Brokers

Believe it or not, brokers aren't actually required to have college degrees. In practice, most stock brokers do have degrees in business, accounting, or finance, and most reputable brokerage firms require their brokers to have four-year degrees from institutions of higher learning.

Surprisingly, many stock brokers have degrees in non-business related subjects, such as psychology or engineering. In general, intelligence is a requisite for success, since good brokers must be able to understand the complexities of the financial markets and communicate with their affluent, well-educated clients.

Although college may not technically be required, every couple of years, stock brokers must take new classes to stay abreast of new financial products, and more importantly, new laws and regulations governing the markets. Brokers who fail to comply with these continuing educational requirements can have their stock brokers' licenses revoked.

The Dreaded Series 7

The most difficult challenge for most brokers is passing the Series 7 exam.

The Series 7 is a grueling, seven-hour test on a wide variety of topics. Officially, would-be stock brokers are supposed to study for eight weeks, but many brokerage firms rush their new hires into the test with as little as two weeks of study time.

A score of 70 percent is required to pass the Series 7, and a full one-third of test-takers fail. The average score for those who do pass is a lowly 73 percent - which doesn't reflect very well on brokers as professionals.

Topics Covered on the Series 7

The Series 7 manual is a 700+ page tome broken into 17 units. The first unit is on the basics of equity securities (stocks). Unit 2 is all about debt securities (bonds). Master these concepts and you're well on your way to passing the exam.

But Units 3 and 4 are most vital. They cover municipal bonds and options, respectively, and make up about 40 percent of the Series 7 exam. Be sure to master the various options strategies, such as straddles, collars, debit spreads, credit spreads, and the like.

Most of the remaining chapters are boring, even for stock market buffs, as they deal with rules, regulations, and procedures.

The topics include customer accounts, margin, issuing securities (i.e. the underwriting process), trading securities (i.e. technical stuff like computerized order routing), brokerage support services, investment company products (mutual funds, REITS, and unit trusts), retirement plans, variable annuities, direct participation plans, economics and analysis, ethics, U.S. government and state rules and regulations, and finally, other SEC and SRO (self-regulatory organizations) rules and regulations.

But That's Not All...

After passing the Series 7, new stock brokers are required to take additional tests. Although these tests are shorter and should be easier, new brokers are often unable to find time to study.

This is because most employers won't even let you start working until after you pass the Series 7 - which, by the way, you can't take unless you're "sponsored" by a brokerage firm - but you're expected to study for the Series 63 and other tests while working 10-12 hour days at your new job.

A career as a stock broker can be very challenging, but also very rewarding. Although as many as 90 percent of new brokers don't make it beyond their first year, those who stay in the business for at least three years make an average of more than $100,000.

Do you have what it takes?

Article Source: http://www.articlesauce.com


William Smith the author provides much more financial information on many subjects as well as the secret to his success in the market along with 5 Free power stock picks emailed daily so grab your Free subscription on his website at Stock Brokers (All is Free)

Does A Law On Human Relationship Attraction Exist?

By: Joshua Uebergang

"Opposites attract" is a law of attraction, at least where electromagnetism is concerned. But are there laws about attraction between two people?

"In a world that is full of strangers" as a line in a famous song of the 1980's goes, is there a clear set of rules that allows two people to fall for each other?

Is attraction a matter of chemistry?

Maybe. According to scientists, the attraction between animals of the opposite sex is all about chemicals called pheromones. The effect of pheromones in behavior of insects is the most studied to date. It has been observed, at least in some experiments, that pheromones are responsible for communication among same species and colony of ants. The horrible odor released by skunks to ward off enemies is said to be a kind of pheromone. Some species of apes rub pheromone-containing urine on the feet of potential mates to attract them.

Scientists believe that animals (usually the females) such as insects and mammals send out these chemical signals to tell the male of their species that their genes are different from theirs. This gene diversity is important in producing offspring with better chances of survival. The perfume industry has capitalized on pheromones as a means to increase one's sexual attractiveness to the opposite sex. Animals such as the whale and the musk deer were hunted down for these chemicals.

Lately, scientists are looking into the existence of human pheromones and its role in mate selection. There are many conflicting views in the realm of biology, chemistry, genetics, and psychology. Most scientists would assert that these do not exist, or if they do, do not play a role in sexual attraction between a man and a woman. But new researches such as that conducted by Swiss researchers from the University of Bern led by Klaus Wedekind are slowly making these scientists rethink their stand. Their experiment involved women sniffing the cotton shirts of different men during their ovulation period. It was found out that women prefer the smell of men's shirts that were genetically different, but also shared similarities with the women's genes. This, like in the case of insects and other mammals, was to ensure better and healthier characteristics for their future children. But researchers also cautioned that preference for a male odor is affected by:

- The women's ovulation period
- The food that men eat
- Perfumes and other scented body products
- And lastly the use of contraceptive pills.

Does personality figure in sexual attraction?

Yes, but so does your perception of a potential mate's personality. According to a research conducted by Klohnen, E.C., & S. Luo in 2003 on interpersonal attraction and personality, a person's sense of self-security and at least the person's perception of his/her partner were found to be strong determinants of attraction in hypothetical situations. What does this tell us? We prefer a certain personality type, which attracts you to a person. But aside from the actual personality of the person, which can only be verified through close interaction through time, it is your perception of your potential partner that attracts you to him/her, whether the person of your affection truly has that kind of personality or not. This could probably account for a statement commonly heard from men and women on their failed relationships: "I thought he/she was this kind of person."

So how does attraction figure in relationships?

You have probably heard that attraction is a prelude, or a factor towards a relationship. Most probably, at least in the beginning; but attraction alone cannot make a relationship work. It is that attraction that makes you notice a person from the opposite sex, but once you get to know the person more, attraction is just one consideration. Shared values, dreams, and passions become more significant in long-term relationships.

So should I stop trying to become attractive?

More than trying to become physically attractive, work on all aspects of your health: physical, emotional, mental, and spiritual. Physical attraction is still a precursor. Remember, biology predisposes us to choose the partner with the healthiest genes. Where your emotions are concerned, just ask this to yourself: would you want to spend time with a person who feels insecure about him/herself?

Probably not! There is wisdom in knowing yourself: who you are, your beliefs, values, and dreams. And do not pretend to be someone you are not. Fooling another person by making him/her think that you share the same values and beliefs is only going to cause you both disappointments. When you are healthy in all aspects, attractiveness becomes a consequence and not an end. As mentioned in the Klohnen and Luo's research, a person's sense of self-security matters, perhaps even beyond attraction. But remember: do these things for yourself and not for other people. Only then can you truly harness your attractiveness as a person.

Article Source: http://www.articlesauce.com


You can get more free relationship advice online at the author Joshua Uebergang's site. You can also learn more about ways to attract men/women.

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