Can A Bankruptcy Lawyer Help Me?

By: Ken Charnley
As you are faced with mounting debts and the pressures involved in filing bankruptcy, you may ask yourself “Can a bankruptcy lawyer help me?” While those who represent themselves successfully in court are not unheard of, you will be taking a substantial risk if you do not hire a bankruptcy lawyer.

This is especially true, because you are under stress, and the process of going to court for bankruptcy involves a steep learning curve that should not be navigated alone. Your bankruptcy lawyer will help you deal with these issues.

If you are still asking “How can a bankruptcy lawyer help me?”, keep in mind that the rules for deadlines in bankruptcy cases have recently become more stringent. If you are missing a document or have submitted incomplete information, your case could be immediately dropped.

A bankruptcy lawyer will help ensure that all of your paperwork is complete and correct. A non-lawyer cannot be expected to be on top of these things or to understand all of the legalese. Hiring a bankruptcy lawyer is essential in getting the case right.

You might still wonder “Can a bankruptcy lawyer help me when I can hire a paralegal to prepare my documents?” A paralegal might be able to review your paperwork, but he or she cannot represent you in court.

Paralegals charge high fees for giving advice, sometimes nearly as much as bankruptcy lawyers, while doing a fraction of the work. In the long run, it is a better idea to hire a bankruptcy lawyer than to cut corners by using a paralegal.

Article Source:http://www.articleboy.com


Ken Charnley is a personal finance publisher whose website www.online-loans-pro.com/ is dedicated to quality information on online loans. For all your online loan needs visit and Apply for Loans Online
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Decision To Use A Bankruptcy Lawyer

By: Ken Charnley
Filing bankruptcy may be the most stressful and difficult decision you will make in your life. There are many financial stressors right now, and you may find that looking for a lawyer will only put more pressure on your pocket book.

While it is true that legal fees tend to be high, the decision to use a bankruptcy lawyer is a good one, since in the long run it will probably be less expensive than not using a bankruptcy lawyer. There are many reasons why one should make the decision to use a bankruptcy lawyer than deciding to go it alone in court.

First, the recent bankruptcy laws have changed and deadlines are now stricter. If you fail to submit the correct paperwork on time, your case could be dismissed.

The legalese involved in submitting documents may be difficult for the average person to understand, particularly if you are under significant stress. Making the decision to use a bankruptcy lawyer may prevent your case from being thrown out because of an error.

The decision to use a bankruptcy lawyer may not be as costly as you imagine. Obviously, bankruptcy lawyers are used to dealing with people who are suffering from financial difficulties, and it isn’t hard to find a reasonably priced bankruptcy lawyer.

However, this doesn’t mean that you should find the cheapest one. Investing in a good attorney who specializes in bankruptcy cases is part of making the important decision to use a bankruptcy lawyer.

Article Source:http://www.articleboy.com


Ken Charnley is a personal finance publisher whose website www.online-loans-pro.com/ is dedicated to quality information on online loans. For all your online loan needs visit and Apply for Loans Online
Article Submission done by: www.articles-submit.com
Courtesy of:Articleteller.com

Using A Bankruptcy Lawyer

By: Elaina Anastasia
The mobile phones which are coming these days are equipped with several innovative features. These features help the users to use the handsets for many purposes. Listening music, internet surfing, creating and storing pictures & videos are some of the common activities which are done with the help of a mobile phone. All the leading brands like Nokia, Samsung, Sony Ericsson, Motorola, etc., are fighting tooth and nail to introduce something new in their latest mobile devices. Nokia has presented several phones in the recent times in which there were many features that lured the mobile lovers.

Nokia N95 8 GB is a stylish phone that offers many awesome features. This 3G handset is 99 x 53 x 21 mm in size and 128 grams in weight. It has a 5 mega pixel camera with auto focus and Carl Zeiss lens. One can shoot the high quality videos and pictures and save them in the mammoth memory space of this stunning handset. The 8 GB storage space is the factor that attracts the customers to use this phone. Some other multimedia features of Nokia N95 8GB are video out port, digital music player, FM radio with RDS support, PictBridge and Push-to-talk mode.

The latest Nokia N95 8 GB handset is a treat to the music lovers. They can enjoy the great sound quality of music players given with the handset. The latest hit music and songs can be uploaded directly from the phone to various picture sharing portals. The N-Gage gaming service gives amazing experience to the users. The Nokia N95 8GB mobile phone is a quad-band GSM phone which is supported by GPRS, EDGE and Wi-Fi technologies. These technologies provide fast web connectivity on the handset. The N95 8GB is equipped with GPS (Global Positioning System) which gives mapping facilities and navigation support.

Various online websites present the attractive schemes and deals with Nokia N95 8GB phone. One can compare Nokia N95 8GB with other handsets and select the most beneficial deal. This device has a 2.8 inch LCD display that can show the images of 240 x 320 pixels resolution. One can talk continuously for 5 hours on this phone whereas its standby time is up to 11 days. Overall, it can be said that this mobile phone is the superb successor of Nokia N95 handset.

Anastasia is an expert author and webmaster of Mobile Phone Deals website. The website having details tariff of Contract Phone with Nokia N95 8GB in UK mobile market.

Article Source: http://www.ArticleBiz.com

Personal Injury Lawyer - Helping You Get Compensation For Unnecessary Injuries

By: Susan Chen
Everyday, many people get injured from accidents or negligence, such as when the neighbor’s untrained dog bites a toddler in the park. Or when someone you love suffers from scars or trauma from a physician’s sheer negligence. You may feel helpless to deal with the situation and with the person who caused the injury. However, there is definitely a way to bring these people to justice.

In case of such an injury, seek the help of a personal injury lawyer. No matter what type of personal injury case, such as automobile accident, medical malpractice, drug litigation or defective products, a personal injury lawyer will work for you on a contingent basis, never demanding fees unless the case is won and compensation due.

When the person blamed for the injury is found to be responsible for the injury, the guilty party is expected to offer a compensation for the injury, or the insurance company can compensate on that person’s behalf. While this is a normal expectation, it is rarely the case. Or sometimes the accused individual or the insurance company may attempt to hush you up and dissuade you from pressing charges by offering an amount less than what you could legally get. And this is where the role of the personal injury attorney becomes extremely important.

When the accused tries to shake off his responsibility in the case, a personal injury lawyer helps you get financial compensation. There are also instances where the insurance companies try to under compensate for a particular event. This is also the area where the legal expertise of a personal injury attorney comes into play to help you get what is due to you.

Remember, there are various types of personal injury lawyers who are experts on dealing with specific types of personal injury cases, so be sure to seek the services of a lawyer with expertise in the field that you need help in. The different areas of laws are extremely compartmentalized and you should always contact a personal injury lawyer who has a proven expertise in the field you are having problems in.

Finding a suitable personal injury lawyer is an important question. Taking referrals from your friends and acquaintances or doctors in the medical malpractice cases are good options. But a good way of finding a competent personal injury attorney is to refer to the internet lawyer directory.

Article Source:http://www.articleboy.com


Did you suffer an injury and need a Personal Injury Lawyer? Visit ProfessionalLawyer.info. Visit mynicheblog.info for more articles on Lawyers.

Body Armor, Description And Law

By: Victor Epand
A bullet-resistant vest (body armor) - is an article of protective clothes that works as a form of armor to minimize injury from projectiles fired from handguns, shotguns and rifles. They are commonly worn by police forces, the military and private security and civilians where legal. However, they are sometimes worn illegally, by those that the relevant government refuses to allow body armor.

The term "bullet-proof" is a misnomer since these vests (depending on their armor level, see below) may provide little or no protection against rifle ammunition or even against handgun ammunition fired from a pistol-caliber carbine. The exception is the common .22LR ammunition, which can usually be stopped by these vests even when fired from a rifle. These vests are usually protective against handgun ammunition fired from handguns (once again, depending on their armor level.)

Vests may be augmented with metal (steel or titanium), ceramic or polyethylene plates that provide extra protection to vital areas. These hard armor plates have proven effective against all handgun bullets and against specific rifles using specific ammunition. Normally referred to as tactical body armor, these types of vests have become standard in military use, as soft body armor only vests are ineffective against most military rifle rounds. The CRISAT NATO standard for body armor specifies the use of titanium backing.

A vest does not protect the wearer by deflecting bullets. Instead, the layers of material catch the bullet and spread its force over a larger portion of the body, absorbing energy more quickly and hopefully bringing it to a stop before it can penetrate into the body. This tends to deform the bullet, further reducing its ability to penetrate.

While a vest can prevent bullet wounds, the wearer still absorbs the bullet's energy, which can cause blunt force trauma. The majority of users experience only bruising, but impacts can cause severe internal injuries. This is considered to be unimportant by many, as it seems guaranteed any bullets or shrapnel with sufficient force to cause notable injuries would do more damage without the vest.

Most vests offer little protection against arrows, ice picks, or stabbing knife blows. As the force is concentrated in a relatively small area with such bladed weapons, the tip of the object can push through the weave of most bullet-resistant fabrics. Specially-designed vests are available that can provide protection against bladed weapons, and sharp objects; they are often used in prison-guard vests.

There are a variety of strategies to achieve stab and slash protection. Some materials like Dyneema do offer considerable protection against these types of threats. This is important for the safety of law enforcement and prison guard personnel.

Bulletproof vests are legal in most countries. One exception is Australia, where body armor has been prohibited for some time. This ban may have its origins in the late 19th century, when the iconic Australian outlaw and folk hero Ned Kelly used home-made armor with mixed results. While the steel armor worn by Kelly defeated the soft lead, low velocity bullets fired by police Martini Henry rifles, it greatly restricted his movement.

United States Law provides that it shall be unlawful for a person to purchase, own, or possess body armor. Many states also have penalties for possession or use of body armor.

Article Source:http://www.articleboy.com


Victor Epand is an expert consultant for www.WarGear.info/. WarGear.info carries the best selection of military clothing, war gear, and combat accessories on the market.