Wednesday, December 26, 2007

Law of Attraction – Is Your Past Preventing You From Getting Rich?

Can you create a challenge to make one million dollars by this time next year? I feel certain that you can, once you are armed with some of the greatest law of attraction teachings.

Far too many people are caught up on their limited past experiences and allow those experiences to dictate what they will allow themselves to manifest in their lives.

The law of attraction is both the most punitive law and still the most forgiving law. What a paradox! You see whatever mistakes you have created in the past you can let them go. Whatever limitations you may perceive in your life you can move beyond those too and begin to attract new and greater circumstances starting now.

Absolutely none of your present beliefs about yourself will help you in attracting an abundant life

Your past can only be damaging to your present life if you continue to hold it and court it by dwelling on it. As you already may know, whatever you speak about, think about you will attract into your life. This is where the law of attract can be quite painful or rewarding.

On the more fun and liberating part of the law of attraction you can begin to change your feelings as well as your focus now and from that present place you can begin to attract those better conditions regardless of what you ever experienced in the past.

No matter how poor you may have been you can begin to turn that around and begin to start that challenge and attract that million dollars into your life if you will allow it. Of course there are steps to attracting large amounts of money and you can do so quite rapidly but the first step is to let go of the old and begin to stand in the present where can be ready to receive all the advance teachings on attracting greater wealth into your life.


Do you know that there are ancient techniques that can increase your manifesting intentions and attract what you want even faster than ever? Visit www.cosmic-wealth.com to learn more about these secrets teachings. Daniel Hinds is the author of the powerful ebook Magic Money.
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by Daniel Hinds

Understanding IRS Wage Garnishment Laws

Wage garnishment laws have been passed by states as well as the federal government. The purpose of these laws is to provide a way for debts owed to creditors to be recovered. IRS wage garnishment is the most common application of these laws.

Garnishments against wages can be levied by any agency and is not limited to the IRS. Private creditors, federal government departments, or even an ex-spouses can claim garnishment of the money overdue. Garnishments can also be in cases of overdue child support expenses. For most agencies apart from the IRS, a court order is required to enforce the garnishment law.

Garnishment is taken as a part of the payroll process. An order of importance been stipulated by law. According the garnishment law, the garnishment due to towards the federal government is to be collected first. Thereafter the money due towards state tax or local tax jurisdictions will be collected, and lastly garnishment for credit cards and other private debts will be paid.

Garnishment law in some states like Pennsylvania, North Carolina, Texas, etc do not allow wage garnishment at all except those related to taxes, child support, court order fines, and federally-guaranteed student loans. Other states allow all kinds of garnishments, even those levied by the private creditors. In some states garnishment law states that a maximum 25% of the disposable earnings can be levied as an amount due towards payment.

The money withheld by an employer from any individual's paycheck is handed over to the creditor or the agency towards which the amounts is due. As per the garnishment law, the wage garnishment remains in effect during each pay period until the total amount due is paid in full. That is not necessarily true in the instance of an IRS wage garnishment. An offer in compromise can be negotiated, or a payment plan can be agreed upon. Most tax professionals can get the IRS to agree to a provisional release of the levy against wages based upon a negotiated agreement.

According the wage garnishment law, an individual's salary, wages, or other income can be levied. Garnishment law prevents the employee from being fired from his or her job. If the employer fires the employee because of garnishment proceedings, then it is violation of garnishment law. The employer can be fined for doing so. The Wage and Hour division of the Department of Labor determines the violation of the law. The IRS does not do this job.


Greg Roy has experienced the financial pain of an IRS wage garnishment first hand. To learn more about negotiating with the IRS and getting a wage garnishment released, visit IRS-wage-garnishment.com.

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Most Frequent Complaints About Other Lawyers

By: David Sandy
1. Won’t return phone calls. I’ve had this one leveled against me once. This happened after about two months of not getting a cost deposit and when I checked my records I found I had e-mailed the parties back at 10 P.M after receiving a message at about 8 P.M. This resulted in me asking them to get another attorney, everyone knows setting up conference calls is tricky.

What is a reasonable response rate for a Memphis lawyer. If you call in the morning 80% of the time you should be called back the next day, especially with solo practitioner who are frequently out of office, which is the reason you should never expect a solo to call you back the same day unless clearly an emergency and they would be justified in calling you at eight at night. Occasionally, it will take a few days to call you back. The rule is after three days call the lawyer again. We’re lawyers not organizational geniuses.

2. Won’t do what I say. This one’s a nasty one. You’re okay with what the other side agrees to but the lawyer just won’t take the offer. Keeps telling you you can “do better”. Then when you don’t agree to the expensive rabbit hunt all of a sudden problem one occurs and you can’t close the case out. The quick solution is to ask for the bar number and threaten to report the attorney. This one is absolutely inexcusable.

3. Not fast enough. Leveled against me before. Frequently heard and frequently incorrect. Virtually every lawyer has an internal clock. Your case is most important to you. It probably isn’t to me. If you have a two month old debt collection with no statue of limitation issue I’m going to push it in favor of a child custody that needs attention. The fees charged will reflect this too. I’ll ask for a higher retainer on a non-urgent litigation then on a child custody I think will need the same amount of work.

Most major work product should be done within about a month of when I say I’ll get it done. Sometimes weeks sooner too. Past a week call me to check on it. Those get prioritized. If I get the feeling you don’t care about your case I won’t care a lot either, but don’t be nasty I pencil shave the bills of clients I like all the time and stay up until two in the morning if I have too. Its all about the magical random slack time. This is lighting fast in Memphis Lawyer time. I have opposing counsel months behind on all sorts of stuff.

4. They’re an idiot! Maybe, maybe not. I encounter a lot of idiots. Frighteningly enough, it doesn’t seem to harm a lot of reputations or sometimes effectiveness. Sometimes the lawyers don’t listen. They should explain the law and how it applies to your situation. If think they are speaking in gibberish they might just be spouting vaguely remembered legal terms from law school. You might not be able to follow the reasoning but you should see analysis. Ask how if something was different how it would change the situation. There’s no cure besides a new lawyer if they really are an idiot though. Beware each change increases the difficulty and cost of getting a new lawyer.

If your case gets complicated at all the lawyer should do at least one brief memo. Ask about research. If a lawyer doesn’t do it then watch out. They may have turned into an idiot.

5. Overbilling. I see a lot of this though never of an intentional type. Its always subtle. Remember everyone likes to have it a little easy and value themselves and I'd never take offense at taking a double look at a bill. Never be accusatory unless you plan on changing lawyers. Mainly bigger firms are guilty. I’ve had clients show me intra-firm e-mails that consumed a 3k retainer on a simple matter and accomplished nothing except apparently a gab session. Beware of multiple attorney firms, also minimum charges of ¼ an hour and paralegals. Ask not to get charged for messages to call you that you leave.

A lot of times the best lawyers work in firms though. So what to look for. One attorney should be responsible for your case. Associates should be bossed around or leading your case and asking pointed questions. I know that sounds bad, but its what you as a consumer want. Group think can literally triple your bill. Discrete tasks are okay and can allow people to share a talented lead attorney.

When solos tend to overbill they do so by dragging out litigation. I’ve rarely heard of a solo with minimal staff who itemizes being criticized on the billing front.

Article Source: http://www.articlewarehouse.net


The author David Sandy practices law and has on his website www.mymemphislawyer.com articles concerning being a non-specialized Memphis divorce lawyer and other kinds of law.

Atlanta Accident Lawyers

By Alison Cole
When choosing a lawyer to fight your accident case, keep in mind that it is absolutely essential for you to choose an extremely competent person for the job. You only get one chance to fight your compensation case. Imagine losing the case, not because you are in the wrong, but because the lawyer you chose did not have the necessary expertise to fight your case. The lawyer or the firm might have a proven track record in real estate or bankruptcy cases, but that experience probably will not win your accident compensation case. It is extremely important to check the credentials and reputation of the lawyer you choose.

Another thing to keep in mind is the lawyer must be ready to take your case to the court. This is because most lawyers would prefer an out of court settlement and in this case, you will not get your fair due. You also must be sure that the lawyer you choose actually fights your case for you. In many caes, you meet a lawyer to discuss your case, but when the real work begins, the assistants or the paralegals take over. You don't want that.

Don't get carried away with the flashy campaigns that some lawyers use for advertising. Before settling for a lawyer, try to find out their success

rate and whether he or she is personally willing to fight your case for you. This is extremely important because ultimately, it is the insurance companies that are going to pay. If they know that your lawyer is not going to compromise, they wont use any sort of pressure tactics.

Atlanta accident lawyers can be found through a referral service provided by Georgia State Bar Association, the county bar association and other professional law associations. Information is also available in the yellow pages or through search engines like Google and Yahoo on the Internet. You can check advertisements of law firms in magazines and newspapers. Friends and family members are also excellent sources of information.

Atlanta Lawyers provides detailed information about Atlanta lawyers, Atlanta bankruptcy lawyers, Atlanta business lawyers, and more. Atlanta Lawyers is affiliated with Legal Malpractice.

Gestalt: Law of Similarity

The law of similarity is one of four visual perception laws as theorized by gestalt psychologists. Paul Martin Lester, the author of Visual Communication, an expert in the field wrote: ?The law of similarity states that, given a choice by the brain, you will select the simplest and most stable form to concentrate on. This law stresses the importance of basic shapes in the form of squares, circles, and triangles.?

What does this mean? We tend to group similar shapes together and often times, we try to attach some type of meaning to them. For instance, if we see a row of small triangles, we tend to perceive them as a row or line. We are less inclined to regard them as separate triangles, but we are more inclined to view them as a line of triangles.

Another factor about the law of similarity has to do with what we identify first when viewing shapes and forms. We are prone to notice matching shapes, colors, and forms (as opposed to looking for what isn?t similar). Our human minds quickly identify patterns faster than the separate parts of the pattern. We like to look at how the pattern flows together. We love designs that have a lot of repeating shapes, forms, colors, and textu

res.

This study is subjective and is referring to how we see things in general. The gestalt laws refer to how we typically assimilate visual information particularly from the onset. This does not mean that we do this all the time and never wish to look at things more in depth either. However, understanding the gestalt laws are of benefit to graphic designers, because this knowledge teaches us to incorporate similarities in our layouts.

Graphic designers are concerned with how information is received. Many of us receive visual information quickly and effortlessly as we gather information. If a graphic artist understands the law of similarity, they can anticipate what their viewers are noticing at a quick half-hearted glance. This information can improve visual communication and save corporations millions of dollars on their advertising campaigns.

Debbie Jensen, Graphic Designer and Photographer http://www.debjensendesigns.com

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