Helping Lift Depression Through The Law of Attraction

by bethandlee
You go to bed knowing that you will feel better in the morning. You lay your exhausted head on the pillow and try to visualize, but you're just not up to it…maybe in the morning.

You wake up in the morning in tears and feeling that you are alone. How can you possibly expect to feel any grateful thoughts like this? You drag yourself out of bed and completely forget about visualization. You wonder why you keep crying.

You put on a brave front for the kids and pretend to be happy about their day at school. You kiss your husband goodbye and when everyone finally clears out you wonder how you'll make it through the day. There's nothing to be happy about. You are tired, that's all. Tired of life and then you cry some more.

How can you possibly apply the Law of Attraction feeling like this?

This is an all too common scenario. The Law of Attraction takes work… Work on your inner self. It can appear that it is just easier to accept the life you are living rather than change you, but the change is worth it. So how do you start when you feel so bad? Take small steps.

Start with affirmations. Listen to what is running through your head over and over again. Maybe it's a chorus of I'm always tired. I want my life to change but I don't know how. If this is running through your head over and over again, you'll want to write down the complete opposite.

For example: I have so much energy. My life is changing for the good and I know exactly how to change it. Make the new phrase your mantra. When you hear how tired you are, counteract it with your new affirmation. If you are not up to visualizing right now, just say your affirmation before bed. Start with just one and then continue to make more for all the other negative affirmations you may have.

Slowly but surely you will find you will feel a little better. Then you can take the next step and find what you really want in life. Then start working on visualizations.

You will soon leave the space you are in…if you want to. This is important: If you WANT to. You have to want to change your life for the better, but it's worth it with the Law of Attraction because it's guaranteed. Trust that the Universe will bring you the desire to be happy in your life. Then each day will get better and better when applying the Law of Attraction.

=============================================

Beth and Lee McCain are full time instructors and lecturers in applying the Law of Attraction, or better known as the Secret, in your life to attain whatever you desire. They have a great radio show on Youtube on the subject of the Law of Attraction. For more information about Beth and Lee products and services, please visit: Beth and Lee McCain Law of Attraction Web Site

How the New Tax Law Can Help Your Business: Two Tax Breaks for Businesses

By Tom Wheelwright
Congress recently passed the Economic Stimulus Act of 2008. It's designed to inject $152 billion into the U.S economy. What does this mean to you?

If you own a business, your business can take advantage of two tax breaks: Increased Section 179 Amounts and Bonus Depreciation.

You could be one of the 130 million taxpayers who will receive a rebate check this year. For more on this tax relief topic, please see my recent article: "Is The IRS Sending You a Rebate Check? Find Out If You Are Eligible."

If you own real estate or invest in real estate, your may find some relief with your "jumbo" loans.

INCREASED SECTION 179 AMOUNTS:

Before the new law, a business could expense up to $128,000 of the cost of qualifying property in 2008. Under the new law, a business can expense up to $250,000 of the cost of qualifying property. This is a huge increase!

Even the phase-out limits are increased. Before the new law, if the cost of qualified property placed in service during the year was more than $510,000, the amount a business could expense was reduced (dollar for dollar) by the amount over $510,000. Under the new law, the dollar for dollar reduction still applies but the old $510,000 ceiling jumps to $800,000.

What property qualifies for the Section 179 Deduction? The new law makes no changes to the general rules for the types of property that are eligible for Section 179 expensing. Generally, the property must be depreciable tangible personal property (so real property, such as land and buildings, does not qualify) that is actively used in the taxpayer's business. The property must be used more than 50 percent for business and must be newly purchased property.

BONUS DEPRECIATION:

The other incentive is bonus depreciation. The new law provides qualifying taxpayers 50 percent first-year bonus depreciation of the adjusted basis of qualifying property. Make sure you make the election on your tax return - it's required in order to claim the bonus depreciation.

What property qualifies for bonus depreciation?

To be eligible to claim bonus depreciation, property must be one of the following types of property:

- Eligible for the modified accelerated cost recovery system (MACRS) with a depreciation period of 20 years or less (this includes most equipment, computers and furniture) - Water utility property - Computer software (off-the-shelf) - Qualified leasehold property

The property generally must be purchased and placed in service during 2008. Original use of the property must begin with the taxpayer and must occur after December 31, 2007 and before January 1, 2009.

How is the luxury auto depreciation impacted? Congress also increased the limitations on "luxury" auto depreciation. Ordinarily, the first-year limit on depreciation for passenger automobiles cannot exceed $3,060. However, this limit was increased when bonus depreciation was previously available to $4,600. The new law raises the cap once again, setting it at $11,060 for passenger autos and $11,260 for trucks and vans.

CAUTION! Be sure your business use of qualifying property stays above 50%. If it falls below 50% you may have to recapture some of the benefit previously claimed under Section 179 or the bonus depreciation.

WHAT DO THESE TAX BREAKS MEAN FOR YOUR BUSINESS?

These are very generous changes! These changes provide American businesses with an estimate $44 billion in additional deductions in 2008.

You will definitely want to plan your business purchases now. If you are planning on making equipment purchases in the next few years, now is the time to look out how moving those purchases to 2008 can cut your tax bill.

Tom Wheelwright is not only the founder and CEO of Provision, but he is the creative force behind Provision Wealth Strategists. In addition to his management responsibilities, Tom likes to coach clients on wealth, business, and tax strategies. Along with his frequent seminars on such strategies, Tom is an adjunct professor in the Masters of Tax program at Arizona State University. For more information, please visit http://www.provisionwealth.com

Article Source: http://www.ArticleBiz.com

Belief in Action With The Law of Attraction

by bethandlee
You've been thinking good thoughts over and over again, and you have been reciting your affirmations each and every day, and nothing has changed. You've become bored with the whole process of the Law of Attraction. This means it's time to put your belief into action.

The Law of Attraction is a wonderful theory and it inspires and gives hope but many people stop short there. They think just thinking and affirming is going to give them all they desire. The Law of Attraction is something that takes dedication, and a long look inside yourself.

Affirmations are wonderful but do you really believe yours? Are you just reciting them and expecting all to come to you? Are you living the Law of Attraction intentionally, or are you just waiting for all to come to you?

It's time to take your belief in the Law of Attraction and put it into action. Know with all your heart that every affirmation, every movement, everything you do is bringing you your desires. So really think on that. Everything you do. Do you want a better relationship in your life?

If so, are you a "better relationship" to those around you? Do you want to have the career of dreams? If so, are you already thinking and acting as though you have that dream career? How about more financial abundance in your life? Are you thinking and acting like you already have more financial abundance in your life? When you pay a bill, do you curse that you have to pay it, or are you already thanking the Universe? When your significant other enters the room to spend more time with, but you just want to watch a TV movie, are you creating and acting a better relationship? You have to act and feel that what you desire is already there. Put your belief in action now, and the Universe will respond to this.

Do you want happiness in your life? Then act happy. It doesn't cost you a thing, and if you have to "fake" it at first, fine, but get into the thoughts of what makes you happy. Don't dwell on the little things in life that frustrate you. Dwell on what makes you happy. If you have a bad experience, don't put energy to it. Let it go and keep focusing on what makes you happy. Belief in action. The Universe will start attracting to you what you are focusing on.

Are you focusing on how bad you feel? The belief in action is happening for you. Change your focus to what you want, and put less energy toward what you don't want, and your life will turn into exactly what you are focusing on. Just like the Law of Attraction always has done in every life.

======================================

Beth and Lee McCain are full time instructors and lecturers in applying the Law of Attraction, or better known as the Secret, in your life to attain whatever you desire. They have a great radio show on Youtube that is both entertaining as well as informative on the subject of the Law of Attraction. For Beth and Lee products and services please visit: Beth and Lee McCain Law of Attraction Web Site

The New York "No-Fault" Law2

By: Gary E Rosenberg
How the No-Fault serious injury threshold works:

To recover non-economic loss damages and sue in a civil action, the injured person must establish that he or she satisfies the requirements of the No-Fault law. The No-Fault law precludes recovery for pain and suffering, between "covered persons," unless the accident victim proves a "serious injury." This is one of the most litigated sections of New York law, with many, many reported case decisions. Now remember, we are not even talking about liability or fault for the accident, which is a separate issue entirely. We are only talking about the degree of injury.

The nine No-Fault serious injuries in New York State's Insurance Law are:

1. Death (brought about by the accident);

2. Dismemberment - mangling, mutilation or dismemberment (loss of) a body part;

3. Significant disfigurement (a scar; there's no hard and fast formula for scar size - depends on the visibility of the scar; usually scars above scalp line don't clear the threshold);

4. A fracture (broken bone);

5. Loss of a fetus (traumatic abortion);

6. Permanent loss of use of a body organ, member, function or system (the first of the "tricky" categories);

7. Permanent consequential limitation of use of a body organ or member (pain alone won't do; headaches alone won't do; a herniated/bulging disc alone won't do; sprains/strains won't do);

8. Significant limitation of use of a body function or system; or,

9. A medically determined injury or impairment of a non-permanent nature which prevents the injured person from performing substantially all of the material acts which constitute such person's usual and customary daily activities for not less than ninety days during the one hundred eighty days immediately following the occurrence of the injury or impairment (known as the 90 out of 180 days rule).

The first five are the easy categories, they are fairly straightforward.

The two less tricky categories:

Number "6": If you can no longer use a part of your body, you can qualify.

Number "9": Usual and customary daily activities generally means that you miss three months of work in the first six months after the accident, but there are two wrinkles. First: Your failure to work has to be medically determined. In other words, your doctor must say that you can't work. Second: You need to show that you couldn't do any of your other customary daily activities. This may be housework, driving the children to school, or other things.

The two trickier categories:

Numbers "7" and "8" have no fixed definition or explanation. Some cases make it; some don't. Your lawyer needs a thorough understanding of the current case law to know how the courts are applying these two threshold categories. Frequently, it comes down to documenting a reduced range of motion in the injured part of your body - for example the doctor determines that you can't fully bend or twist or turnyour back or neck.

FREE books and reports! For more information about New York car accidents and personal injury request Gary Rosenberg's FREE book: Warning! Things That Can Destroy Your Car Accident Case (And the Insurance Companies Already Know These Things), at http://www.GreatLegalBooks.com . For more information and FREE reports, visit my website, http://www.GaryRosenberg-Law.com .

Article Source: http://www.ArticleBiz.com

The New York "No-Fault" Law1

By Gary E Rosenberg
What is the New York State "No-Fault" law?

Insurance companies seem to have the attitude that everyone exaggerates or fakes pain. In thousands of negotiations with insurance companies, I've heard them "poo-poo" clients' complaints of pain. Pain alone won't carry the day, either for settlement, or in court.

Learn why by reading on.

What do we mean by "No-Fault"?

Put simply, No-Fault refers to having your accident-related medical bills paid, up to $50,000, regardless of whose fault the accident is.

Two different things happen after a car accident. First: No-Fault insurance pays your medical bills and lost wages, except in certain instances involving buses, motorcycles and heavy trucks. No-Fault also protects pedestrians and bicycle riders. Second: This should not be confused with issues of liability in an accident, which are very much about who is at fault, and the focus of the second thing that may happen: a lawsuit. Let's learn about No-Fault insurance and how it impacts your automobile accident case.

New York's No-Fault law was enacted on December 1, 1977 and is found at Article 51 of New York State's Insurance Law. Before the No-Fault statute, an accident victim could sue for any kind of injury and often did. The insurance industry wanted to cut down on the small strain and sprain cases that were flooding the courthouses and, hopefully, reduce auto insurance premiums, so it proposed a trade. Smaller cases would not be allowed to recover money damages, and in exchange, the insurance companies would pay medical bills for those injured in a car accident, regardless of fault - even if the injured person caused the accident. This may sound simple, but it is anything but.

The goal of the No-Fault law is to compensate for "basic economic loss" by paying medical bills and lost wages. Under No-Fault, in order to sustain a lawsuit for pain and suffering and such, you need what the No-Fault statute calls a "serious injury." "Serious injury" is rather an unfortunate phrase as it implies a greater level of injury than required. One lawyer-commentator has said that it would have been far better for accident victims if the statute referred to a "qualifying injury" instead of a "serious injury." The serious injury requirement is intended to keep smaller cases out of court, and is referred to as the No-Fault "threshold." Frequently, it is used by insurance companies to keep deserving cases out of court, and lawyers not thoroughly familiar with the ins and outs of the No-Fault threshold can lose these cases, even when they shouldn't.

You should not be surprised if I tell you that insurance companies are cheap with No-Fault insurance benefits: even though No-Fault benefits are supposed to help the injured person, and the injured person is less able to bring a court case because of the No-Fault law.

In many cases, the insurance companies nit-pick the amount of doctors' bills submitted under the No-Fault law or refuse to pay them for no good reason. The insurance carriers may send out an accident victim's medical records for "peer review," where a doctor that has never examined or even met the injured person recommends denying treatment as "unnecessary." Insurance companies are also quick to cancel No-Fault insurance benefits, which they are permitted to do after they hire a physician to examine the accident victim, if that physician finds that continued treatment would not benefit the accident victim. Would it shock you to learn that these physicians, paid by the insurance carriers, overwhelmingly find that further treatment is unnecessary and/or that the injured person is able to return to work, thus justifying the discontinuance of No-Fault insurance benefits? Ironically, these insurance carrier-sponsored physicals are called "Independent Medical Examinations" - they are certainly not "independent."

FREE books and reports! For more information about New York car accidents and personal injury request Gary Rosenberg's FREE book: Warning! Things That Can Destroy Your Car Accident Case (And the Insurance Companies Already Know These Things), at http://www.GreatLegalBooks.com . For more information and FREE reports, visit my website, http://www.GaryRosenberg-Law.com .

Article Source: http://www.ArticleBiz.com