Cash Loans Available For Lawsuits

Author: Lisa Colangelo
In a world where legal action and lawsuits abound, there is cash relief for victims of car accidents, personal injury, workers compensation, etc. in the form of a cash loan against their pending lawsuit.

A cash loan offers plaintiffs a way to finance their day to day living expenses with cash they will eventually claim against the outcome of their settlement. Many times those injured in accidents are the sole breadwinners. When their health and mobility is compromised, they’re unable to pay their bills.

Their options are limited: they could borrow from the bank, but the bank expects a monthly payment on a cash loan; they could max our their credit cards, but still, a check needs to be sent every four weeks to cover the costs; they could get a cash loan from friends and family, but that has the capacity to strain long-formed relationships. When there is no money to make monthly payments, plaintiff’s lapse into a crisis situation where a cash loan is essential!

When a cash loan is needed, help is available. By taking a cash loan against their pending lawsuit, plaintiffs can ease the strain of financial burden and not be out of pocket with money they don’t yet have! Best of all, the cash loan is non-recourse. If the plaintiff doesn’t win their lawsuit, they don’t have to pay anything back.

For most plaintiffs, a cash loan has saved them from losing their homes, helped them pay their medical bills, and kept them out of bankruptcy. A cash loan against one’s lawsuit is a little known service and plaintiffs need to understand that there’s a place to turn in their time of need.

For more information visit http://www.OasisLegal.com


About The Author

With a strong creative writing background, Lisa Colangelo has spent years in the marketing department at Oasis Legal Finance. Through writing press releases, articles, newsletters, web site copy and other creative pieces, Lisa continues to inform the corporate and private sector about the benefits and importance of litigation financing.

http://www.OasisLegal.com

Rhode Island Divorce Lawyers: Modifying Rhode Island Child Support!

Author: Christopher Pearsall
* * * What is Rhode Island Child Support? * * *

In Rhode Island, child support is most typically a monetary amount of money that is paid by the parent having visitation with the child or children. It is an amount that the court deems the child(ren) is entitled to from both parents for the child's support. The parent having visitation is then generally ordered to pay his or her percentage share of the total support amount that is calculated to be due to the child(dren) based upon that parent's percentage of his or her income to the combined gross income of both parents of the child.

* * * How is Rhode Island Child Support calculated? * * *

Rhode Island Child Support is set pursuant to the Rhode Island Child Support Guidelines with adjustments by the Rhode Island Family Court judge as provided in the guidelines or within the Judge's discretion as allowed by law since the Rhode Island Child support guidelines could never anticipate every factual set of circumstances under which adjustments should be made.

* * * When are Motions to Modify your Child Support typically filed? * * *

A Motion to Modify a Child Support obligation is typically filed with the Rhode Island Family Court when there is a "substantial change in circumstances". Generally speaking a substantial change in circumstances occur when the combined gross income of the parents of the child has changed by 10% from the time when the Rhode Island Family Court last entered an order for child support.

* * * What could cause a 10% "substantial change in circumstances"? * * *

1. Loss of a job or layoff.
2. Loss of paid medical benefits through your employer.
3. Hospitalizations
4. New job that pays more or less money.
5. Birth of a new child to either parent.
6. Discontinued overtime from your employer.
7. Child is working and contributing to the placement household.
8. Unemployment
9. Out on TDI, are hospitalized
10. Any other circumstance that causes a change of at least 10% in the combined gross income of both parents.

* * * Will the Rhode Island Judge give me retroactive credits? * * *

Under Rhode Island Domestic Relations Law the family court judge assigned to hear your case has the authority in his or her discretion to grant you credit retroactive to the date you filed your Motion to Modify Child Support. Therefore, if you get laid off or experience any substantial reduction in income that may prevent you from paying your child support as required by the court then you should hand-file your Motion to Modify Child Support with the Rhode Island Family Court because the date of your filing is the farthest date that the judge may award you retroactive child support.

* * * What if I can't make my payments as periodically ordered? * * *

If you have to pay child support on a weekly basis but you are unable to do so, it is generally best to file a Motion for Relief. This is different from a Motion to Modify Child Support because a Motion for Relief does not require that you meet the "substantial circumstances" test. The Motion for Relief would simply request a Modification of the terms under which your payments are made.

For instance, if you are ordered to pay your child support on a weekly basis but your income fluctuates substantially such that you may have no income in any given week then it may be better to pay your child support bi-weekly or even monthly (in advance) in order to account for your income fluctuation.

A Motion for Relief can be very helpful, especially when you are looking more for an accommodation of an existing condition and you have a justifiable basis for it.

* * * What should I watch for when calculating Rhode Island Child Support? * * *

Child Support is not nearly as simple as some Rhode Island Divorce and family law attorneys make it out to be. Unfortunately some lawyers choose to oversimplify child support and how it is calculated rather than running through it with their client.

It is also very easy for a layperson to misunderstand the guidelines themselves. Though the Rhode Island Child Support Guidelines and the worksheet provided by the court are intended to inform lawyers and pro se individuals about the use of the form and the manner in which the calculations are to be made, there is a significant amount of practical application that is not explained in the guidelines. The guidelines also won't help you to understand each family court judge's philosophy.

Always make sure you check the "Mandatory" deductions that are set forth on the Rhode Island Child Support Guidelines worksheet and include them on the worksheet.

Per the Rhode Island Child Support Guidelines you are entitled to these deductions off your gross income and it could make a significant difference in your child support obligation. Double check your attorney's calculations if you like but make certain that you receive those deductions if you are entitled to them.


About The Author

Authored By:
Attorney Christopher Pearsall
Pearsall Law Associates
571 Pontiac Avenue, Cranston, RI 02910
Website: http://www.ChristopherPearsall.com
Phone: (401) 354-2369

Lawsuit Loan Helps Families Get Back On Their Feet

Author: Lisa Colangelo
Though many people have gone through the process of a lawsuit, most aren’t aware that applying for a lawsuit loan, or cash advance on the lawsuit, can help get them through the hard times!

Imagine this scenario; you’ve had an exhaustive day at work, and your family waits for you at home. You’re stopped at a red light and an eighteen-wheeler rear-ends your car. You’re injured, rushed to the hospital, and out of work for months. Your attorney files a lawsuit against the trucking company and promises you have a good case…you just need to be patient.

But what happens if you can’t? As the sole bread winner, your bills are piling up, the credit card is at its limit, the mortgage payment is due, and Christmas is right around the corner. You need money immediately. That’s where a lawsuit loan can help. A lawsuit loan is structured for people who can’t afford to wait for the defendant’s insurance company to settle.

Insurance companies are in business to make money and bank on the fact that desperate plaintiffs will settle early. That is why a lawsuit loan is a critical solution to those in need. Better yet, the concept of the lawsuit loan is gaining ground and acceptance with attorneys.

If you have you’ve been in an accident, were a victim of a slip and fall, filed a workers compensation claim, or were injured by a faulty product, chances are you have an attorney working hard to settle your lawsuit. Don’t wait…a lawsuit loan can be your salvation.

For more information visit http://www.OasisLegal.com.


About The Author

With a strong creative writing background, Lisa Colangelo has spent years in the marketing department at Oasis Legal Finance. Through writing press releases, articles, newsletters, web site copy and other creative pieces, Lisa continues to inform the corporate and private sector about the benefits and importance of litigation financing.

http://www.OasisLegal.com