When it’s absolutely essential to hire a Washington bankrupcy law firm

by Resolve Legal

Today, if you’re struggling financially and considering bankruptcy, chances are good you need a Washington bankruptcy attorney from a Washington bankrupcy law firm.

Yes, you can handle your own Chapter 7 bankruptcy, also known as a liquidation bankruptcy. But the federal bankruptcy law, revised in 2005, introduced a slew of technicalities into Chapter 7. So it’s become nearly impossible to successfully bring even a Chapter 7 bankruptcy without a thorough understanding of these technicalities and an ability to fulfill the legal requirements, some quite complex, now required by Chapter 7. If you must file under Chapter 13 – and sometimes you have not choice -- a Washington bankruptcy attorney from a Washington bankrupcy law firm is essential. Chapter 13 is far more complex than Chapter 7, and only a lawyer can navigate its provisions.

There are other times you also should retain a Washington bankruptcy attorney from a Washington bankrupcy law firm.

You can’t decide whether to file under Chapter 7 or 13
Even if you have substantial financial problems, bankruptcy may not be your best option. A Washington bankruptcy attorney from a Washington bankrupcy law firm can capably advise you on this question. And if bankruptcy is the right option, a Washington bankruptcy attorney from a Washington bankrupcy law firm can answer the question whether it should be filed under Chapter 7 or Chapter 13.

You’re heavily in debt or have substantial assets or your legal situation is complex.
In any of these situations, don’t delay hiring a Washington bankruptcy attorney from a Washington bankrupcy law firm. You need a Washington bankruptcy attorney from a Washington bankrupcy law firm to analyze your legal position and advise you what to do.

You could suffer a default judgment.
If you’re sued by a creditor, you need to file a timely response; otherwise you’ll be slapped with a default judgment. If that happens, the creditor will be legally entitled to the amount specified in the complaint and can come after your assets to satisfy the judgment. To prevent this from happening, a Washington bankruptcy attorney from a Washington bankrupcy law firm will take the necessary steps to prevent a default judgment from being entered against you.

Your debt is secured by a home or a car.
Like many other people in Washington, you may have a home mortgage payment due each month. But, because of financial troubles, you may not be able to make the payments, and the lender may try to foreclosure on your home. Consult a Washington bankruptcy attorney from a Washington bankrupcy law firm at once. You need legal help if you’re going to keep your home.

You’re being harassed by creditors.
Collection agencies often harass debtors, hoping to collect what creditors are owed. However, they can’t do this once you hire a Washington bankruptcy attorney from a Washington bankrupcy law firm. The harassment must stop.

Another reason to hire a Washington bankruptcy attorney from a Washington bankrupcy law firm: A Washington bankruptcy attorney from a Washington bankrupcy law firm almost always will find ways to save you more money than you spend in legal fees.

About the author
Please visit http://www.resolvelegal.com for more information about Washington bankrupcy law.